A few things feel as overwhelming as a work injury. If you were hurt while at work in Rockford, you should get familiar with the workers’ compensation system. The workers’ compensation insurance is not about fault, and it doesn’t matter whether you or the employer was responsible for the accident that caused your injuries. You can file a claim to recover the cost of your medical care and wage losses. Law firms like Tuite Law work extensively with injured workers to offer support and legal assistance. We have enlisted a few FAQs for your help.
What should you do after a work injury?
Before anything else, get medical help immediately. Medical providers will eventually send the cost of treatment and other bills to the insurance carrier (the one with workers’ compensation insurance). Even if you have personal medical coverage, workers’ compensation is supposed to pay for your care. Next, you need to inform your employer but ensure you do so in writing.
Should you talk to the insurance company?
The insurance company will contact you and may ask for a recorded statement. While the claims adjuster may sound like a great friend, but they don’t care for your best interests. In fact, insurance carriers often want to undermine claims and reduce what they pay for your benefits. Instead of feeling pressured, contact an attorney specializing in workers’ compensation laws.
Do you have to work if your doctor says otherwise?
The answer is simple – no. If your doctor gives you a note that you cannot work and have a temporary disability, you don’t have to work. In some cases, the doctor may assign “light duty”, which means you can do some form of light work. In either case, give that note to your employer and the insurance company. If you are still not get paid for the days you don’t work, you can request a hearing, which can be scheduled in just 15 days.
Do I need a workers’ compensation attorney?
Insurance companies don’t always play a fair game with claimants, and at times, even employers resist certain workers who have sustained severe injuries. An attorney specializing in employment and labor law will know how to deal with workers’ compensation claims. They can ensure you are not fooled by the claims adjuster, and if your claim is denied, they also know how to take the next steps.
Find an attorney before you get confused with your workers’ compensation claim.
